This card was created by one of my demonstrators in my group, Nicole Olyschlager,  from Hamilton Ontario.  I loved Nicole's choice of fall colours (Cajun Craze, More Mustard and Early Espresso)! 

And she made the whole card with just a Stampin' around wheel:  Bright Blessings (p. 28 of Stampin' Ups! current Idea Book and Catalogue).  Love how she did the inside of the card too!  Thanks for sharing Nicole!